Automated Loan Assessment & Negotiation Platform

Client: Solventis

Industry: Fintech Loan Platform – Australia

Project highlights:

🔹 46% automation in financial reviews

🔹 x2 the number of clients assessed

🔹 Faster time-to-approval

Client: Solventis - Australian Fintech Specializing in Distressed Borrower Support

The Challenge

Our client assists individuals and businesses facing financial hardship by negotiating with caveators, often under tight timelines. However, their internal team was overwhelmed. Financial assessments were handled manually — collecting transaction data, reviewing credit history, and evaluating assets case by case. This meant slow turnaround times, limited capacity, and a high risk of missing viable opportunities.

Our Solution

We partnered to design and deploy a smart financial assessment engine. Using secure API integrations, the system pulls in live data — from bank transactions and property valuations to asset ownership and liabilities. An embedded AI module then scores eligibility and recommends negotiation paths based on internal risk logic. The platform outputs a clear, structured assessment in real time, allowing advisors to focus on client strategy rather than paperwork.

The Outcome

A reduction in manual financial review time. The company doubled its capacity to evaluate clients, and turnaround time dropped significantly — allowing them to reach viable clients faster and with more personalized insights. Most importantly, it paved the way for future decision automation — setting the foundation for a scalable, intelligent fintech workflow.